CSLB Contractor's Law & Business Practice Exam

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How soon must insured employers report work-related illnesses or injuries to their workers' compensation carrier?

  1. 24 hours

  2. 5 days

  3. 10 days

  4. 30 days

The correct answer is: 5 days

Insured employers are required to report work-related illnesses or injuries to their workers' compensation carrier within five days of the occurrence. This prompt reporting is essential as it ensures that the appropriate procedures are followed for processing claims and providing necessary medical care to the injured employees. Timely reporting also helps the insurance company in managing and mitigating potential liabilities. In contrast, a 24-hour timeframe may not be sufficient for employers to gather all necessary information and documentation, while a 10-day or 30-day period could lead to delays in treatment and benefits for the injured worker, which is contrary to the objective of the workers' compensation system. The five-day notification requirement strikes a balance, allowing businesses to act quickly while ensuring that employees have access to the support they need.